Compare Strategies
Compare payoff methods side-by-side to find the fastest, most cost-effective path forward.
Built for simple, cash-aware debt payoff planning
Take Control
of Your Debt
Track balances, prioritize payments, compare payoff strategies, and stay on top of every due date — all in one focused app.
✓ Manual account tracking
✓ Payoff strategy comparison
✓ Due date timeline
Everything users need to stay focused.
BalancePilot keeps debt payoff planning clear: accounts, strategies, payment logging, calendars, and progress all in one place.
Manage Every Account
Track balances, APRs, due dates, checking cash, and protected commitments from one organized view.
Log Payments in Seconds
Quickly record payments, choose payoff amounts, and optionally deduct from checking.
Stay Ahead of Due Dates
Use the calendar and timeline to track bills, statements, urgent dates, and payday.
See Progress Clearly
Monitor cash, monthly payments, recent activity, and your debt-free goal in one dashboard.
Smart Next-Move Guidance
See a clear recommended focus account so users know where extra money should go next.
See BalancePilot in action.
Real screens from the app — OLED dark interface, blue accents, and everything you need to stay on top of your debt payoff.
Take Control of Your Debt
Debt overview, best next move, and cash at a glance.
See Your Progress Clearly
Cash, activity, charts, and debt-free target.
Manage Every Account
Balances, APRs, due dates, and protected cash.
Choose the Right Strategy
Avalanche, Snowball, Smart Hybrid, and Accelerated Payoff.
Compare Every Strategy
Payoff dates, interest costs, and savings side-by-side.
Plan Every Payday
Protect set-asides and act on your payoff target.
Stay Ahead of Every Due Date
Calendar dots for due dates, statements, and payday.
Log Payments in Seconds
Quick payment flow with checking deduction.
Simple, powerful, and built around you.
Start with your accounts, pick a strategy, then follow the plan one payment at a time.
1
Add Your Accounts
Enter cards, loans, minimums, due dates, APRs, and checking cash in seconds.
2
Choose a Strategy
Compare payoff options and pick the plan that best fits your goals and motivation style.
3
Follow Your Plan
Log payments, track progress, and stay on top of due dates from one clean dashboard.
BalancePilot is a planning tool, not financial advice.
BalancePilot helps users organize accounts, compare payoff strategies, and make informed decisions based on information they enter. Always consult a qualified financial professional for personalized advice.
Ready to Take Control?
BalancePilot is getting ready for launch. Check back soon for the App Store link.